The Social Security Administration (SSA) typically issues RSDI (Retirement, Survivors, and Disability Insurance) payments via direct deposit or checks on the 3rd of each month.
However, when the 3rd falls on a weekend or a Federal holiday, the SSA will adjust the payment schedule, ensuring recipients still receive their payments in a timely manner.
If a change occurs, there is no need to worry as early payments will be provided to ensure no delays.
Early Payment in May 2025
Since May 3, 2025, falls on a Saturday, the SSA has rescheduled the payment date for May 2, 2025. This means millions of Americans will receive their monthly RSDI payments one day earlier than usual, helping those who may have already run out of funds by then.
This change is particularly beneficial for the first group of eligible recipients who began receiving Social Security before May 1997.
Eligibility for Early Payment
The May 2 payment will be available for:
- Individuals who began receiving Social Security benefits before May 1997.
- Those receiving both retirement or SSDI benefits and Supplemental Security Income (SSI) simultaneously.
For recipients who don’t fall into these categories, RSDI payments will be issued on May 14, 21, and 28, 2025. Please note that paper checks may take longer to process than direct deposits, so it’s advisable to request direct deposit for faster, more secure payments. Those without bank accounts can use the Direct Express card to receive their payments.
Impact on Payment Amounts
It’s important to clarify that this adjustment to the payment schedule does not affect the amounts recipients are entitled to. Despite the change in payment dates, individuals will receive the full amount of their Social Security benefits as usual.
For example, as of February 2025, the average retirement benefit is around $1,980, while Social Security Disability Insurance (SSDI) recipients typically receive about $1,580.
- Survivors usually get $1,547 on average.
- Supplemental Security Income (SSI) recipients aged 65 and older receive about $591 on average.
Maximum Benefits for High-Earning Retirees
For those who filed for retirement benefits at age 70, the highest monthly retirement benefit in May 2025 can be as much as $5,108.
This will be the largest benefit payment for retirees in May 2025, though only a limited number of retirees qualify for this amount.
Delayed Payments and Follow-Up
If any retiree, survivor, or disability recipient does not receive their RSDI payment by the scheduled date, they should wait three mailing days before contacting the Social Security Administration. Some banks may take a bit longer to process payments.
Average Social Security Payments in 2025
| Payment Type | Average Monthly Payment |
|---|---|
| Retirement | $1,980 |
| Social Security Disability Insurance | $1,580 |
| Survivors | $1,547 |
| Supplemental Security Income (SSI) | $591 |
| Maximum Retirement Benefit (age 70) | $5,108 |
The early Social Security payments scheduled for May 2, 2025 provide timely assistance to millions of Americans.
While the payment amounts remain unchanged, the schedule adjustment ensures that eligible recipients receive their payments on time, even when the 3rd of May falls on a weekend.
Setting up direct deposit will help expedite the process, and recipients can rest assured knowing they will get their funds on schedule.
FAQs
Will the change in the payment date affect how much I receive?
No, the change in the payment date will not affect the amount you receive. You will still receive your full benefit.
How can I receive my Social Security payment more quickly?
To ensure faster payments, consider setting up direct deposit. You can also use the Direct Express card if you don’t have a bank account.
What should I do if I don’t receive my payment on time?
If your payment does not arrive on time, wait three mailing days before contacting the Social Security Administration. Some banks may take longer to process the payments.
Who qualifies for the early payment on May 2, 2025?
Those who began receiving Social Security before May 1997, and individuals receiving both SSDI and SSI benefits will qualify for the early payment.