Canada’s Goods and Services Tax (GST) payment is an essential relief for low- and modest-income individuals and families.
With the government’s commitment to easing the financial strain caused by inflation and living costs, the 2025 GST/HST Credit payments will be distributed on April 4. This article will explain who qualifies, how much you could receive, and when you can expect the payment.
What is the GST/HST Credit?
The GST/HST Credit is a tax-free benefit offered by the Canada Revenue Agency (CRA). It is designed to help individuals and families with the extra costs associated with the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) that Canadians pay on goods and services.
The amount received varies based on your income, family size, and province or territory of residence.
Who Is Eligible for the GST/HST Credit?
To be eligible for the GST/HST Credit, you must meet the following criteria:
- Residency: You must be a Canadian resident for tax purposes.
- Age: You must be at least 19 years old before the payment date.
- Income: The credit is designed for low- and modest-income individuals and families. Your eligibility is based on your adjusted family net income.
- Marital Status: Whether you are single, married, or living in a common-law relationship will affect the amount you can receive.
- Dependents: If you have children or other dependents, you may receive an additional amount for each qualifying child.
How Much Will You Receive?
The GST/HST Credit payment amounts vary based on income and family size. For the April 2025 payment, the maximum amounts are:
| Family Type | Maximum Annual Payment | Maximum Quarterly Payment |
|---|---|---|
| Single (without children) | Up to $442 | Up to $110.50 |
| Married/Common-Law | Up to $580 | Up to $145 |
| Families with Children | Up to $580 + additional amounts per child | Varies by the number of children |
- Additional Payments for Children: Families with children under 19 will receive an additional $149 for each child.
- Adjustments Based on Income: The amount decreases as your adjusted family net income increases. Once your income surpasses certain thresholds, the credit phases out completely.
Payment Dates
The GST/HST Credit is issued four times a year, with the following payment dates:
- April 4, 2025
- July 5, 2025
- October 5, 2025
- January 5, 2026
The payment is typically automatically deposited into your bank account or sent by cheque if you don’t have direct deposit set up.
How to Apply for the GST/HST Credit
In most cases, you don’t need to apply for the GST/HST Credit separately. It is calculated automatically when you file your tax return. The CRA uses your tax return information to determine eligibility and the amount you will receive.
- File your taxes every year, even if you don’t have income to report, as the CRA uses your tax return to assess the credit.
- Ensure your personal information (such as income, marital status, and number of dependents) is accurate and up to date.
If you haven’t filed your taxes in the past, it’s crucial to do so before the payment date to be considered for the GST/HST Credit.
When Will You Receive Your Payment?
The upcoming GST/HST Credit will be paid out on April 4, 2025. Payment will be made automatically to eligible recipients who have filed their taxes.
If you haven’t received your payment by this date, it’s a good idea to check your myCRA account or bank account for deposit information.
The GST/HST Credit is an essential benefit for low- and modest-income Canadians, providing financial relief for everyday goods and services. With the upcoming payment on April 4, 2025, it’s important to file your taxes on time and keep your information updated to ensure you receive your credit.
By understanding eligibility criteria and payment amounts, you can make the most of this valuable benefit. Stay informed about the payment schedule and keep an eye out for any future updates from the CRA.
FAQs
How do I know if I qualify for the GST/HST Credit?
To qualify, you must be a Canadian resident and have a low or modest income. The CRA will determine your eligibility when you file your taxes. Ensure your income and family details are updated on your tax return.
Can I receive the GST/HST Credit if I don’t have children?
Yes. The GST/HST Credit is available to both single individuals and those who are married or living in common-law relationships, as long as their income is within the eligibility threshold.
What should I do if I miss the payment date?
If you miss a payment date, check your CRA account to ensure your information is accurate. If you are eligible and your payment was delayed, you may contact the CRA for assistance or wait for the next scheduled payment date.